Ready to Purchase or Refinance your next home?

Whether you’re seeking your initial loan or a lifelong financial solution, we offer tailored products to suit your needs. We reject the one-size-fits-all approach to lending. Allow our Mortgage Experts to craft an ideal mortgage solution just for you!

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5-Steps To Buying A Home

Ready To Get Started?

Pre Approval

Initiating your mortgage journey begins with consulting a mortgage advisor. This expert will assist you with the initial application and clarify the necessary documents to determine your eligibity.

Shopping

Now that you're aware of your budget for a home, it's the perfect moment to begin your search! Your real estate agent will set up a home search for you and begin taking you to view properties.

Offer

After locating the ideal home, your agent will assist you in preparing the contract and submitting an offer to the seller. This marks the start of the negotiation process.

Underwriting

With your offer now accepted, the lender will proceed to wrap up the loan procedure. At this stage, the property undergoes appraisal and inspection, and the underwriter scrutinizes all details for your ultimate approval. If they request updated documents, there's no need for concern! It's a standard practice, particularly if you've been in the market for some time.

Closing

After completing all inspections and receiving the underwriter's approval of your documents, your loan status will be updated to "Cleared to Close". The final step is to sign your closing documents with the attorney and move into your new home!

Company NMLS 2516874

Office:

5460 Ward Rd Arvada, CO 80002

Disclaimer
All information is deemed reliable but not guaranteed. Neither mortgage company or website company shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Information subject to change without notice. This is not an offer for extension of credit or a commitment to lend.
Notice to Texas Consumers:

TEXAS RECOVERY FUND NOTICE:
Figure: 7 TAC §80.200(b): CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.